Nearly half of Americans (49%) said it was not until at least age 25 that they began to understand how money works. When asked what financial topics they wish they had learned earlier in life, Americans pointed to the building blocks of long-term financial security: retirement savings and planning (56%), investing (54%), and debt (44%). 

Prenuptial agreements help set clear financial expectations. This piece explains what they cover and when couples often put them in place.

Tariffs on Chinese and European goods aren’t rising for now, which could help stabilize prices on a range of household items heading into fall.

Generational differences and new habits show how households are adapting to higher food costs and budgeting for meals.

Trillions are changing hands, but many households are still unprepared. New tools, workplace benefits, and shifting values could reshape how legacies are built.

Longer auto loans are rising as interest rates and vehicle prices stay elevated, with six- and seven-year terms now making up the majority of new financing.

In this edition of Sense Check, Empower’s Joseph Chang, CFP® weighs in on how to invest in mutual funds and key considerations for beginners

HSAs, FSAs, and HRAs each offer potential tax perks and flexibility for managing healthcare spending today and in retirement.

In addition to tuition, Gen Z is spending $276 on average to head back to school, and companies have tailored promotions for this valuable group.

Stay informed on the latest Buy Now, Pay Later (BNPL) trends with 30 statistics for 2025. Discover insights on usage, demographics, financial impact, and future projections. 

Rising limits and growing adoption are turning Health Savings Accounts (HSAs) into a long-term tool for younger workers.