Empower's Tony Johnson highlights some key topics to keep in mind for tax planning in retirement, including Social Security, 401(k) withdrawals, capital gains, and charitable giving.

Making smart, confident investing decisions means having a plan — not just in the coming days but for the long term.

The amount of retirement millionaires continues to grow, according to Empower data, with 9.1% of Americans falling into this category of retirement savers.

The answer isn't exactly a simple one. Learn income thresholds, how to file, and which states tax benefits.

A critical pillar of the U.S. retirement system, Taft-Hartley plans represent a unique collaboration between labor unions and employers and reflect a powerful mode of collective bargaining and partnership.

Fund expenses keep falling, and some workplace index vehicles now waive the management fee altogether. The goal isn’t “free” — it’s lower all-in costs and tight tracking so compounding can do more over time.

These resources break down key 401(k) concepts, from contributions and matches to rollovers and withdrawals, that can help with making moves toward long-term financial goals.

Different types of 401(k) plans offer varying tax advantages and contribution rules; understanding these options may help people choose the plan that aligns with their financial goals.

A 401(k) loan allows people to borrow from the balance built up in their retirement account. Generally, if allowed by the plan, people may borrow up to 50% of their vested balance, for a maximum loan amount of $50,000.