Roth IRA withdrawal rules Learn Roth IRA withdrawal rules, including the five-year rule, qualified distributions, conversion clocks, and penalty exceptions.
How do I know if I’m ready to retire? Get a Sense Check In this edition of Sense Check, Empower financial professional Kristina Behrens weighs in on retirement readiness questions and how planning may evolve over time.
What is long-term care insurance, and who needs it? Health needs can evolve over time, and long-term care insurance could help bridge a financial gap.
What are catch-up contributions? Americans age 50 or older can save more for retirement than the typical annual limit. These catch-up contributions allow savers to make up ground on reaching their retirement goals.
What to know about HSAs, FSAs, and HRAs in 2025 HSAs, FSAs, and HRAs each offer potential tax perks and flexibility for managing healthcare spending today and in retirement.
Not quite ready to retire early? Try “Coasting” instead The Coast FIRE strategy has some who’ve reached their target retirement savings skipping the early part and sailing through a chunk of their careers.
5 things to do in retirement while still spending wisely In the transition to retirement, people can have a wealth of free time — and a mission to make it time well spent.
The magic number: Americans say they need $1.06 million to retire Americans put the “magic number” for retirement at over $1 million, according to new Empower research. Over half (52%) wish they had saved up more money in their retirement accounts when they were younger.
Understanding the costs of a healthy retirement With rising medical prices, gaps in Medicare coverage, and the possibility of long-term care, out-of-pocket healthcare costs can be substantial and unpredictable.
Retirement savings goals 2025: 20-somethings have double the recommended balance How close are Americans to hitting the savings milestones some experts recommend? Empower data, paired with income benchmarks, shows where each age group stands.
Rent vs. buy: The new math in today’s housing market Rent or buy in 2025? At a 6.58% rate, this 50-metro analysis shows where ownership or renting wins — plus the biggest monthly savings by city.
Bonds are back in the spotlight for investors After years of low returns, bonds are experiencing a renewed appeal in a high-interest, moderate-inflation environment.