[id*=' content-'] .breadcrumb,[id^=content-] .breadcrumb{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-justify-content:center;-moz-justify-content:center;justify-content:center;-webkit-box-pack:center;-ms-flex-pack:center;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;width:100%;height:2rem;max-height:2rem;background-color:#002157;z-index:1000}[id*=' content-'] .breadcrumb ul,[id^=content-] .breadcrumb ul{list-style-type:none;padding:0;margin:0;font-size:initial}[id*=' content-'] .breadcrumb ul li,[id^=content-] .breadcrumb ul li{font-weight:100}[id*=' content-'] .breadcrumb ul li a,[id^=content-] .breadcrumb ul li a{color:#004185}@media (max-width:47.99999rem){[id*=' content-'] .breadcrumb,[id^=content-] .breadcrumb{position:relative}}[id*=' content-'] .breadcrumb>div,[id^=content-] .breadcrumb>div{margin:0;width:80%;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify}@media screen and (max-width:47.99999rem){[id*=' content-'] .breadcrumb>div,[id^=content-] .breadcrumb>div{width:90%}}@media (min-width:100rem){[id*=' content-'] .breadcrumb>div,[id^=content-] .breadcrumb>div{width:80%;max-width:80rem}}[id*=' content-'] .breadcrumb>div ul,[id^=content-] .breadcrumb>div ul{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;width:auto}[id*=' content-'] .breadcrumb>div ul li,[id^=content-] .breadcrumb>div ul li{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;position:relative;padding-right:1rem;height:1.125rem}@media screen and (max-width:47.99999rem){[id*=' content-'] .breadcrumb>div ul li,[id^=content-] .breadcrumb>div ul li{overflow:hidden}}[id*=' content-'] .breadcrumb>div ul li:after,[id^=content-] .breadcrumb>div ul li:after{content:"/";width:1rem;height:auto;text-align:center;position:absolute;top:50%;right:0;transform:translateY(-50%);color:#fff}@media screen and (max-width:62rem){[id*=' content-'] .breadcrumb>div ul li:after,[id^=content-] .breadcrumb>div ul li:after{color:#fff;text-shadow:0 0 4px #363636;padding:0}}[id*=' content-'] .breadcrumb>div ul li a,[id^=content-] .breadcrumb>div ul li a{-webkit-box-flex:1 1 auto;-moz-box-flex:1 1 auto;-webkit-flex:1 1 auto;-moz-flex:1 1 auto;-ms-flex:1 1 auto;flex:1 1 auto;max-width:20rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;color:#fff;text-decoration:none;font-size:.75rem;font-weight:400;z-index:1000;line-height:1.125rem}@media screen and (max-width:62rem){[id*=' content-'] .breadcrumb>div ul li a,[id^=content-] .breadcrumb>div ul li a{color:#fff;text-shadow:0 0 4px #363636;padding:0 .15rem}}@media screen and (max-width:47.99999rem){[id*=' content-'] .breadcrumb>div ul li a,[id^=content-] .breadcrumb>div ul li a{max-width:30vw;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}}[id*=' content-'] .breadcrumb>div ul li a:hover,[id^=content-] .breadcrumb>div ul li a:hover{text-decoration:underline}[id*=' content-'] .breadcrumb>div ul li:first-child,[id^=content-] .breadcrumb>div ul li:first-child{overflow:visible}[id*=' content-'] .breadcrumb>div ul li:first-child a,[id^=content-] .breadcrumb>div ul li:first-child a{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important}[id*=' content-'] .breadcrumb>div ul li:last-child:after,[id^=content-] .breadcrumb>div ul li:last-child:after{content:""}[id*=' content-'] .breadcrumb>div ul li:last-child a,[id^=content-] .breadcrumb>div ul li:last-child a{font-weight:700;cursor:not-allowed;pointer-events:none;text-decoration:none}[id*=' content-'] .breadcrumb>div .print,[id^=content-] .breadcrumb>div .print{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-justify-content:flex-start;-moz-justify-content:flex-start;justify-content:flex-start;-webkit-box-pack:start;-ms-flex-pack:start}[id*=' content-'] .breadcrumb>div .print a,[id^=content-] .breadcrumb>div .print a{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify;width:100%;height:auto;text-decoration:none;font-size:.75rem;font-weight:400;color:#fff;text-shadow:0 0 4px #363636;padding:0 .15rem}[id*=' content-'] .breadcrumb>div .print a:hover,[id^=content-] .breadcrumb>div .print a:hover{text-decoration:underline}[id*=' content-'] .breadcrumb>div .print a .print-icon,[id^=content-] .breadcrumb>div .print a .print-icon{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;padding:0 .5rem 0 0}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=' content-'] .breadcrumb>div .print a .print-icon,[id^=content-] .breadcrumb>div .print a .print-icon{width:1.75rem}}[id*=' content-'] .breadcrumb>div .print a .print-icon svg,[id^=content-] .breadcrumb>div .print a .print-icon svg{fill:#fff;height:1.25rem}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=' content-'] .breadcrumb>div .print a .print-icon svg,[id^=content-] .breadcrumb>div .print a .print-icon svg{width:auto}}[id*=' content-'] .breadcrumb>div .print a p,[id^=content-] .breadcrumb>div .print a p{margin:0 0 0 auto}#content-calculators .breadcrumb,#content-glossary .breadcrumb,[id*=' content-calculators-'] .breadcrumb,[id^=content-calculators-] .breadcrumb{background-color:#002157}#content-calculators .breadcrumb>div ul li a,#content-glossary .breadcrumb>div ul li a,[id*=' content-calculators-'] .breadcrumb>div ul li a,[id^=content-calculators-] .breadcrumb>div ul li a{color:#fff}#content-calculators .breadcrumb>div ul li:after,#content-glossary .breadcrumb>div ul li:after,[id*=' content-calculators-'] .breadcrumb>div ul li:after,[id^=content-calculators-] .breadcrumb>div ul li:after{color:#fff}img{padding:1rem 0!important}img[src$=".svg"]{width:100%}.hero-image{width:100%;height:25rem;overflow:hidden;z-index:-1;background-color:#ececec;transition:0s all linear;top:8rem;position:absolute}@media (max-width:47.99999rem){.hero-image{top:0;position:relative!important;display:block!important;height:25rem!important;width:100%}}@media (max-width:100rem){@-moz-document url-prefix(){.hero-image{-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal}}}.hero-image img,.hero-image source{height:100%;width:100%;object-fit:cover;object-position:70% top;padding:0!important}@media (max-width:47.99999rem){.hero-image img,.hero-image source{height:25rem!important}}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){.hero-image img,.hero-image source{height:auto;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}}@media (min-width:100rem){@-moz-document url-prefix(){.hero-image img,.hero-image source{width:100vw}}}@media (min-width:100rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){.hero-image img,.hero-image source{width:105%}}@media (max-width:100rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){.hero-image img,.hero-image source{width:auto;height:100%}}.image-placeholder{max-height:100%;min-height:13.4375rem;margin:0;padding:0;width:100vw;background:cover center #a1a1a1}.steps .step img{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;width:100%;height:auto}.h1,h1{font-size:1.75em;line-height:2.125em}.h2,h2{font-size:1.5em;line-height:initial}.h3,h3{font-size:1.17em;line-height:initial;font-weight:600}.h4,h4{font-size:1em;line-height:initial}.h5,h5{font-size:.83em;line-height:initial}.h6,h6{font-size:.75em;line-height:initial}a{color:#004185;line-height:1.5}strong{font-weight:700}#root .evrt-calculators *{font-family:Arimo,FontAwesome,"Glyphicons Halflings",arial,sans-serif}*{font-family:"Open Sans","Open Sans Condensed",sans-serif}:focus{outline-color:#002157}.blue{color:#002157}small p{font-size:.875em!important;font-weight:100!important;color:#525252!important}.step{height:auto;border-bottom:.0625rem dashed #d2d7d3;padding:0;margin:0;padding-bottom:.625rem}.step h2{font-size:1.375rem;font-weight:500;color:#353535;margin:1.5625rem 0;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}.step h2 span{color:#fff;background-color:#8d9daa;padding:.625rem .8125rem}.step h2 span.number{background-color:#aab6bf;padding:.625rem .8125rem;margin:0 .8125rem 0 0}.step p{font-size:.875rem;font-weight:300}.step ul.step-list{padding:0 1rem;margin:0}.step ul.step-list li{color:#888;font-size:.875rem}.step ul.step-list li p{color:#353535;line-height:1.5}.step ul.step-list li:last-child{margin:0}a[href$=".pdf"]{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:-moz-inline-flex;display:inline-flex;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;text-decoration:underline}a[href$=".pdf"]>*{text-decoration:none!important}a[href$=".pdf"] div{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:-moz-inline-flex;display:inline-flex;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;display:inline-block}a[href$=".pdf"] div::before{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:-moz-inline-flex;display:inline-flex;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;width:.75rem;height:.875rem;background:url(https://www.empower.com/learning_center/resources/img/icons/pdf-icon.svg) no-repeat;content:'';margin:0 .25rem;vertical-align:text-bottom}a[href$=".pdf"] div span.doctype{display:inline-block;font-size:.5rem;color:#525252;text-decoration:none!important;vertical-align:middle}#header-container{height:0;width:100%;position:relative;padding-top:6rem}@media (max-width:47.99999rem){#header-container{padding-top:13.25rem}}#header-container #header-content-wrapper{width:100%;background-color:#fff;height:6rem;position:absolute;top:0;left:0;right:0}#header-container #header-content-wrapper #header-content{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;height:6rem;width:80vw;margin:0 auto;padding:0;z-index:1000;position:relative;background-color:#fff}@media (max-width:47.99999rem){#header-container #header-content-wrapper #header-content{width:100%;height:13.25rem;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical}}@media (min-width:100rem){#header-container #header-content-wrapper #header-content{width:80%;max-width:80rem}}#header-container #header-content-wrapper #header-content .site-branding{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify;height:auto}@media (max-width:47.99999rem){#header-container #header-content-wrapper #header-content .site-branding{width:100%;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}}#header-container #header-content-wrapper #header-content #header-logo a{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;width:auto;padding:0 .75rem 0 0}@media (max-width:47.99999rem){#header-container #header-content-wrapper #header-content #header-logo a{padding:0;margin:0 auto}}#header-container #header-content-wrapper #header-content #header-logo a img{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;width:6rem;height:100%;min-height:3rem;margin:.5rem 0;padding:0!important;background-color:#fff}#header-container #header-content-wrapper #header-content #title{padding:.5rem 1rem;border-left:.0625rem solid #d2d7d3;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content #title{border-left:0;padding-top:0}}#header-container #header-content-wrapper #header-content #title a{font-size:1.0625em;color:#757575;text-decoration:none;text-transform:uppercase}#header-container #header-content-wrapper #header-content nav{margin-left:auto;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-box-flex:1 1 auto;-moz-box-flex:1 1 auto;-webkit-flex:1 1 auto;-moz-flex:1 1 auto;-ms-flex:1 1 auto;flex:1 1 auto;height:2rem}#header-container #header-content-wrapper #header-content nav ul{list-style-type:none;padding:0;margin:0;font-size:initial}#header-container #header-content-wrapper #header-content nav ul li{font-weight:100}#header-container #header-content-wrapper #header-content nav ul li a{color:#004185}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav{width:100%;height:auto}}#header-container #header-content-wrapper #header-content nav ul{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;margin-left:auto;width:auto}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul{width:100%;-webkit-flex-flow:wrap;-moz-flex-flow:wrap;-ms-flex-flow:wrap;flex-flow:wrap}}#header-container #header-content-wrapper #header-content nav ul li{display:inline-block;padding:0;height:1.5rem}#header-container #header-content-wrapper #header-content nav ul li.inactive:hover a{cursor:not-allowed;pointer-events:none}#header-container #header-content-wrapper #header-content nav ul li.inactive a{opacity:.25;color:#757575}#header-container #header-content-wrapper #header-content nav ul li.inactive a .header-icon svg{fill:#757575}#header-container #header-content-wrapper #header-content nav ul li:after{content:'';display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;margin:auto;height:.125rem;width:0;background:0 0;transition:width .15s ease}@media (min-width:48rem){#header-container #header-content-wrapper #header-content nav ul li:after{height:.125rem!important}}#header-container #header-content-wrapper #header-content nav ul li:hover.inactive:hover:after{background:#757575;opacity:.25;width:0}#header-container #header-content-wrapper #header-content nav ul li:hover:after{width:100%;background:#057299}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li:hover{background-color:#f8f8f8}#header-container #header-content-wrapper #header-content nav ul li:hover a{border-bottom:none}}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li{width:50%;padding:.5rem 0;height:3rem;-webkit-align-items:flex-start;-moz-align-items:flex-start;align-items:flex-start;-webkit-box-align:start;-ms-flex-align:start}}@media screen and (max-width:20rem){#header-container #header-content-wrapper #header-content nav ul li{height:3rem}}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns{height:auto;margin-left:.75em}@media (min-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns{min-width:auto}}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns:hover:after{width:0;background:0 0;height:.125rem!important}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns:hover{background-color:#fff}}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns a{padding:.5rem 1rem;display:inline-block;border:1px solid #0061b3;border-radius:2rem;white-space:nowrap;min-width:auto;overflow:hidden}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns a:focus{outline:0;box-shadow:0 0 0 5px rgba(0,97,179,.25)}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns a:active{background-color:#07c}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns.login-btn a{background-color:#fff;color:#0061b3}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns.login-btn{padding-right:.375em}}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns.reg-btn:hover a{background-color:#004d8f}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns.reg-btn a{background-color:#0061b3;color:#fff}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns.reg-btn{padding-left:.375em}}@media (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li{-webkit-box-flex:1 1 50%;-moz-box-flex:1 1 50%;-webkit-flex:1 1 50%;-moz-flex:1 1 50%;-ms-flex:1 1 50%;flex:1 1 50%;-webkit-flex-flow:row wrap;-moz-flex-flow:row wrap;-ms-flex-flow:row wrap;flex-flow:row wrap}#header-container #header-content-wrapper #header-content nav ul li.login-reg-btns{margin-left:0;padding:0 .75em;margin:.75em 0;text-align:center}}#header-container #header-content-wrapper #header-content nav ul li a{color:#057299;font-size:.875em;font-weight:400;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;text-decoration:none;padding:0 0 .125rem 0}@media screen and (max-width:47.99999rem){#header-container #header-content-wrapper #header-content nav ul li a{width:100%;height:auto;font-size:.75rem;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-justify-content:flex-start;-moz-justify-content:flex-start;justify-content:flex-start;-webkit-box-pack:start;-ms-flex-pack:start}}@media (max-width:47.99999rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#header-container #header-content-wrapper #header-content nav ul li 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0;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify}footer .footer .footer-container div .social .social-link{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;text-decoration:none;border-left:solid .375rem transparent;border-left:solid .375rem transparent}footer .footer .footer-container div .social .social-link:first-child{border-left:none!important}footer .footer .footer-container div .social .social-link svg{height:1.5rem;width:1.5rem;fill:#878787}footer .footer .footer-container div .social .social-link svg:hover{fill:#828282}footer .footer .footer-container div .social .social-link:first-child{border-left:solid .375rem transparent}footer .footer 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a:after{padding-right:0;padding-left:.5rem}.page-search-bar{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;height:0;transition:all .15s ease-in-out;opacity:1;visibility:hidden}.page-search-bar+input{border:.0625rem solid #ccc;border-radius:2rem;width:100%;font-weight:300;height:2.625rem;font-size:1rem;background:url(https://www.empower.com/learning_center/resources/img/icons/search.svg);background-position:.75rem .75rem;background-repeat:no-repeat;background-size:1rem;padding-left:2.25rem;margin:0 0 1rem 0}.page-search-bar+input:focus{outline:0;box-shadow:0 0 .0625rem .0625rem #002157}#nav-search-bar{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;width:100%;height:0;transition:all .15s ease-in-out;margin:0 auto}@media (min-width:100rem){#nav-search-bar{width:80rem}}#nav-search-bar 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0}body,html{margin:0;padding:0;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased!important;-moz-osx-font-smoothing:grayscale!important;font-family:"Open Sans","Open Sans Condensed",sans-serif;font-size:1em;line-height:1.428571429;-webkit-text-size-adjust:100%;-moz-text-size-adjust:100%;-ms-text-size-adjust:100%;text-size-adjust:100%}*{box-sizing:border-box}body,html{height:auto;width:100%}body .wrapper,html .wrapper{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-box-flex:1 1 100%;-moz-box-flex:1 1 100%;-webkit-flex:1 1 100%;-moz-flex:1 1 100%;-ms-flex:1 1 100%;flex:1 1 100%;height:100%;width:100%}@media screen and (max-width:48rem){body .wrapper,html .wrapper{height:auto}}@media screen and (-ms-high-contrast:none),(-ms-high-contrast:active){body .wrapper,html .wrapper{height:auto!important;display:block!important}}body .wrapper [id*=" content-"],body .wrapper [id^=content-],html .wrapper [id*=" content-"],html .wrapper [id^=content-]{padding:0;width:100%;height:100%;min-height:65rem;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-box-flex:1 1 100%;-moz-box-flex:1 1 100%;-webkit-flex:1 1 100%;-moz-flex:1 1 100%;-ms-flex:1 1 100%;flex:1 1 100%;margin:0 0 2.5rem 0}@media screen and (max-width:47.99999rem),(-ms-high-contrast:none),(-ms-high-contrast:active){body .wrapper [id*=" content-"],body 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.wrapper [id^=content-] .container,html .wrapper [id*=" content-"] .container,html .wrapper [id^=content-] .container{width:90vw!important;max-width:48rem!important}}@media (min-width:100rem){body .wrapper [id*=" content-"] .container,body .wrapper [id^=content-] .container,html .wrapper [id*=" content-"] .container,html .wrapper [id^=content-] .container{width:80vw;max-width:80rem}}@media screen and (-ms-high-contrast:none),(-ms-high-contrast:active){body .wrapper [id*=" content-"] .container,body .wrapper [id^=content-] .container,html .wrapper [id*=" content-"] .container,html .wrapper [id^=content-] .container{height:100%}}body .wrapper [id*=" content-"] .container .content,body .wrapper [id^=content-] .container .content,html .wrapper [id*=" content-"] .container .content,html .wrapper [id^=content-] .container .content{font-family:"Open Sans","Open Sans Condensed",sans-serif;font-size:.875em;font-weight:400}@media (min-width:1150px) and (max-width:1200px){body .wrapper [id*=" 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.container,body .wrapper #content-spending .container,html .wrapper #content-homepage .container,html .wrapper #content-investing .container,html .wrapper #content-life-events .container,html .wrapper #content-protecting .container,html .wrapper #content-retirement .container,html .wrapper #content-saving .container,html .wrapper #content-spending .container{margin-top:0}body .wrapper #content-glossary .container,body .wrapper [id*=" content-calculators"] .container,body .wrapper [id^=content-calculators] .container,html .wrapper #content-glossary .container,html .wrapper [id*=" content-calculators"] .container,html .wrapper [id^=content-calculators] .container{margin:2rem 0 0 0}@media (min-width:48rem) and (max-width:62rem){body .wrapper.stuck #content-homepage .container,body .wrapper.stuck #content-investing .container,body .wrapper.stuck #content-life-events .container,body .wrapper.stuck #content-protecting .container,body .wrapper.stuck #content-retirement .container,body .wrapper.stuck #content-saving .container,body .wrapper.stuck #content-spending .container,html .wrapper.stuck #content-homepage .container,html .wrapper.stuck #content-investing .container,html .wrapper.stuck #content-life-events .container,html .wrapper.stuck #content-protecting .container,html .wrapper.stuck #content-retirement .container,html .wrapper.stuck #content-saving .container,html .wrapper.stuck #content-spending .container{margin-top:2rem}}.outline,.outline *{outline:.0625rem solid #000}.stop-scrolling{width:100%!important;-webkit-overflow-scrolling:touch!important;overflow:hidden!important;position:fixed!important;top:0!important;left:0!important;right:0!important;bottom:unset!important}@media (max-width:48rem){.stop-scrolling{position:fixed!important;overflow-x:hidden!important}}.stop-scrolling #header-container{pointer-events:none}.stop-scrolling .breadcrumb{pointer-events:none}.stop-scrolling .copy-container{pointer-events:none}.stop-scrolling .hero-image{pointer-events:none}.display-none{visibility:hidden;height:0;margin:0;padding:0}body,html{height:auto!important}body .wrapper,html .wrapper{height:auto!important}body .wrapper [id*=" content-calculators"],body .wrapper [id^=content-calculators],html .wrapper [id*=" content-calculators"],html .wrapper [id^=content-calculators]{padding:0;width:100vw;height:auto!important;min-height:65rem;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-box-flex:1 1 100%;-moz-box-flex:1 1 100%;-webkit-flex:1 1 100%;-moz-flex:1 1 100%;-ms-flex:1 1 100%;flex:1 1 100%;margin:0 0 2.5rem 0}@media screen and (max-width:47.99999rem),(-ms-high-contrast:none),(-ms-high-contrast:active){body .wrapper [id*=" content-calculators"],body .wrapper [id^=content-calculators],html .wrapper [id*=" content-calculators"],html .wrapper [id^=content-calculators]{display:block!important}}body .wrapper [id*=" content-calculators"] .container,body .wrapper [id^=content-calculators] .container,html .wrapper [id*=" content-calculators"] .container,html .wrapper [id^=content-calculators] .container{width:80%;height:auto;margin:0 auto;margin-top:2rem;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-flow:row wrap;-moz-flex-flow:row wrap;-ms-flex-flow:row wrap;flex-flow:row wrap}body .wrapper [id*=" content-calculators"] .container #root,body .wrapper [id^=content-calculators] .container #root,html .wrapper [id*=" content-calculators"] .container #root,html .wrapper [id^=content-calculators] .container 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#calculator-container #calculator-content .calcs-list .searchable-content ul li p:nth-child(2),body .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li p:nth-child(2),html .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li p:nth-child(2),html .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li p:nth-child(2){margin-bottom:.5rem}body .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li:first-child,body .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li:first-child,html .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li:first-child,html .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .searchable-content ul li:first-child{margin-top:.75rem}body .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .calc-disclosure,body .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .calc-disclosure,html .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .calc-disclosure,html .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .calc-disclosure{margin:3em 0 0 0}body .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .calc-disclosure .page-disclosures p:last-child,body .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .calc-disclosure .page-disclosures p:last-child,html .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calcs-list .calc-disclosure .page-disclosures p:last-child,html .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calcs-list .calc-disclosure .page-disclosures p:last-child{margin-bottom:0}body .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calc-note,body .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calc-note,html .wrapper [id*=" content-calculators"] .container #calculator-container #calculator-content .calc-note,html .wrapper [id^=content-calculators] .container #calculator-container #calculator-content .calc-note{margin:0 0 2rem 0;font-size:.75rem;font-weight:100;transition:all .25s ease-in-out}#content-glossary{font-family:"Open Sans","Open Sans Condensed",sans-serif;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;width:100vw}#content-glossary .container #glossary-container{width:100%}#content-glossary .container #glossary-container #glossary-content h1:first-child{font-size:1.5em;margin-top:0}#content-glossary .container #glossary-container #glossary-content .glossary-note{margin:0 0 2rem 0}#content-glossary .container #glossary-container #glossary-content .searchable-content h3{margin-bottom:0}#content-glossary .container #glossary-container #glossary-content .searchable-content div p{font-size:.875rem;font-weight:100}#content-glossary .container #glossary-container #glossary-content .searchable-content ul li{margin:1.5rem 0 0 0}#content-glossary .container #glossary-container #glossary-content .searchable-content ul li p:nth-child(2){margin-bottom:.5rem}#content-glossary .container #glossary-container #glossary-content .searchable-content ul li:first-child{margin-top:.75rem}#content-glossary .container #glossary-container #glossary-content .searchable-content .divider{height:auto;border-bottom:.0625rem dashed #d2d7d3;padding:0;margin:0}@font-face{font-family:Merriweather,"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Merriweather Regular"),local("Merriweather-Regular");unicode-range:U+0460-052F,U+1C80-1C88,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Merriweather,"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Merriweather Regular"),local("Merriweather-Regular");unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:Merriweather,"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Merriweather Regular"),local("Merriweather-Regular");unicode-range:U+0102-0103,U+0110-0111,U+1EA0-1EF9,U+20AB}@font-face{font-family:Merriweather,"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Merriweather Regular"),local("Merriweather-Regular");unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+2020,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Merriweather,"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Merriweather Regular"),local("Merriweather-Regular");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Open Sans 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Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Open Sans Regular"),local("OpenSans-Regular");unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+2020,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Open Sans","Open Sans Condensed",sans-serif;font-style:normal;font-weight:400;src:local("Open Sans Regular"),local("OpenSans-Regular");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+0460-052F,U+1C80-1C88,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+1F00-1FFF}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+0370-03FF}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+0102-0103,U+0110-0111,U+1EA0-1EF9,U+20AB}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+2020,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Open Sans Condensed","Open Sans",sans-serif;font-style:normal;font-weight:300;src:local("Open Sans Condensed Light"),local("OpenSansCondensed-Light");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}.row{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify;-webkit-box-flex:1 1 100%;-moz-box-flex:1 1 100%;-webkit-flex:1 1 100%;-moz-flex:1 1 100%;-ms-flex:1 1 100%;flex:1 1 100%}@media (max-width:48rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){.row{-webkit-justify-content:flex-start;-moz-justify-content:flex-start;justify-content:flex-start;-webkit-box-pack:start;-ms-flex-pack:start}}.col-1,[class*=col-]{min-height:.0625rem;height:auto;width:15%}.col-2{width:32%}.col-3{width:48%}.col-4{width:65%}.col-5{width:82%}.col-6{width:100%}@media (max-width:48rem){.row{-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical}.col-1{width:32%;margin:1rem auto;padding:1rem 2rem}}@media (max-width:48rem) and (max-width:48rem){.col-1{margin:0 auto;padding:2rem 0}}@media (max-width:48rem){.col-2{width:48%;margin:1rem auto;padding:1rem 2rem}}@media (max-width:48rem) and (max-width:48rem){.col-2{margin:0 auto;padding:2rem 0}}@media (max-width:48rem){.col-3{width:82%;margin:1rem auto;padding:1rem 2rem}}@media (max-width:48rem) and (max-width:48rem){.col-3{margin:0 auto;padding:2rem 0}}@media (max-width:48rem){.col-4,.col-5,.col-6,.row .col-2:last-of-type,.row .col-5~.col-1{width:100%}}@media (max-width:47.99999rem){.col-1{width:50%}.col-2,.col-3,.col-4,.col-5,.col-6{width:100%}}body .wrapper.stuck #header-container{height:0;width:100vw;position:fixed;padding-top:5.5rem;z-index:4000;-webkit-backface-visibility:hidden}@media (max-width:47.99999rem){body .wrapper.stuck #header-container{padding-top:10.5rem}}body .wrapper.stuck #header-container #header-content-wrapper{position:fixed;height:auto;z-index:3000}body .wrapper.stuck #header-container #header-content-wrapper #header-content{height:auto;box-shadow:none;background-color:#fff;margin:0 auto;position:relative}body .wrapper.stuck #header-container #header-content-wrapper #header-content .site-branding #header-logo a{width:100%}body .wrapper.stuck #header-container #header-content-wrapper #header-content .site-branding #header-logo a #logo-img{width:5rem;transition:all 0s ease-in-out}body .wrapper.stuck #header-container #header-content-wrapper #header-content .site-branding #title a{font-size:.75rem!important;transition:all 0s ease-in-out}body .wrapper.stuck #header-container #header-content-wrapper #header-content .nav{height:1.75rem;-webkit-align-items:flex-end;-moz-align-items:flex-end;align-items:flex-end;-webkit-box-align:end;-ms-flex-align:end}@media (max-width:47.99999rem){body .wrapper.stuck #header-container #header-content-wrapper #header-content .nav{height:100%}}@media (min-width:48rem){body .wrapper.stuck #header-container #header-content-wrapper #header-content .nav ul{height:100%;transform:scale(.85);-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}}body .wrapper.stuck [id*=' content-'],body .wrapper.stuck [id*=' content-calculators-'],body .wrapper.stuck [id^=content-],body .wrapper.stuck [id^=content-calculators-]{padding:5.5rem 0 0 0;-webkit-box-flex:0 1 100%;-moz-box-flex:0 1 100%;-webkit-flex:0 1 100%;-moz-flex:0 1 100%;-ms-flex:0 1 100%;flex:0 1 100%}@media (max-width:47.99999rem){body .wrapper.stuck [id*=' content-'],body .wrapper.stuck [id*=' content-calculators-'],body .wrapper.stuck [id^=content-],body .wrapper.stuck [id^=content-calculators-]{padding:10.5rem 0 0 0}}body .wrapper.stuck [id*=' content-'] .breadcrumb,body .wrapper.stuck [id*=' content-calculators-'] .breadcrumb,body .wrapper.stuck [id^=content-] .breadcrumb,body .wrapper.stuck [id^=content-calculators-] .breadcrumb{position:fixed;top:4rem;background-color:#002157;z-index:2000}@media (max-width:47.99999rem){body .wrapper.stuck [id*=' content-'] .breadcrumb,body .wrapper.stuck [id*=' content-calculators-'] .breadcrumb,body .wrapper.stuck [id^=content-] .breadcrumb,body .wrapper.stuck [id^=content-calculators-] .breadcrumb{top:12.5rem}}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){body .wrapper.stuck [id*=' content-'] .breadcrumb,body .wrapper.stuck [id*=' content-calculators-'] .breadcrumb,body .wrapper.stuck [id^=content-] .breadcrumb,body .wrapper.stuck [id^=content-calculators-] .breadcrumb{left:0}}body .wrapper.stuck [id*=' content-'] .breadcrumb ul li:after,body .wrapper.stuck [id*=' content-calculators-'] .breadcrumb ul li:after,body .wrapper.stuck [id^=content-] .breadcrumb ul li:after,body .wrapper.stuck [id^=content-calculators-] .breadcrumb ul li:after{color:#fff;transition:all .15s ease-in;text-shadow:none}body .wrapper.stuck [id*=' content-'] .breadcrumb ul li a,body .wrapper.stuck [id*=' content-calculators-'] .breadcrumb ul li a,body .wrapper.stuck [id^=content-] .breadcrumb ul li a,body .wrapper.stuck [id^=content-calculators-] .breadcrumb ul li a{color:#fff;transition:all .15s ease-in;text-shadow:none}body .wrapper.stuck [id*=' content-'] .breadcrumb .print a p,body .wrapper.stuck [id*=' content-calculators-'] .breadcrumb .print a p,body .wrapper.stuck [id^=content-] .breadcrumb .print a p,body .wrapper.stuck [id^=content-calculators-] .breadcrumb .print a p{text-shadow:none}body .wrapper.stuck [id*=' content-'] .copy-container,body .wrapper.stuck [id*=' content-calculators-'] .copy-container,body .wrapper.stuck [id^=content-] .copy-container,body .wrapper.stuck [id^=content-calculators-] .copy-container{width:100vw}@media (min-width:62rem){body .wrapper.stuck [id*=' content-'] .hero-image,body .wrapper.stuck [id*=' content-calculators-'] .hero-image,body .wrapper.stuck [id^=content-] .hero-image,body .wrapper.stuck [id^=content-calculators-] .hero-image{top:5.5rem}}body .wrapper.stuck [id*=' content-'] .container [id$='-container'],body .wrapper.stuck [id*=' content-'] .container [id*='-container '],body .wrapper.stuck [id*=' content-calculators-'] .container [id$='-container'],body .wrapper.stuck [id*=' content-calculators-'] .container [id*='-container '],body .wrapper.stuck [id^=content-] .container [id$='-container'],body .wrapper.stuck [id^=content-] .container [id*='-container '],body .wrapper.stuck [id^=content-calculators-] .container [id$='-container'],body .wrapper.stuck [id^=content-calculators-] .container [id*='-container ']{top:3.5rem}body#homepage-body .wrapper.stuck #header-container{padding-top:3.5rem!important}@media (max-width:47.99999rem){body#homepage-body .wrapper.stuck #header-container{padding-top:8.15rem!important}}body#homepage-body .wrapper.stuck #content-homepage{padding:3.5rem 0 0 0!important}@media (max-width:47.99999rem){body#homepage-body .wrapper.stuck #content-homepage{padding:8.15rem 0 0 0!important}}@media (min-width:48rem){body#homepage-body .wrapper.stuck #content-homepage .hero-image{top:3.5rem!important}}[id*=" content-"] .sidebar,[id^=content-] .sidebar{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-align-items:flex-start;-moz-align-items:flex-start;align-items:flex-start;-webkit-box-align:start;-ms-flex-align:start;-webkit-justify-content:center;-moz-justify-content:center;justify-content:center;-webkit-box-pack:center;-ms-flex-pack:center;padding:0 1rem;height:100%;font-family:"Open Sans","Open Sans Condensed",sans-serif;font-weight:300}@media (min-width:48rem){[id*=" content-"] .sidebar,[id^=content-] .sidebar{padding:0}}@media (max-width:47.99999rem){[id*=" content-"] .sidebar,[id^=content-] .sidebar{-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;-moz-order:1;order:1;margin-bottom:0;padding:0}}[id*=" content-"] .sidebar .sidebar-navigation,[id^=content-] .sidebar .sidebar-navigation{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;width:100%;height:auto;border:.0625rem solid #d2d7d3;border-radius:.25rem;overflow:hidden}@media (max-width:47.99999rem){[id*=" content-"] .sidebar .sidebar-navigation div,[id^=content-] .sidebar .sidebar-navigation div{width:90vw}}[id*=" content-"] .sidebar .sidebar-navigation div ul,[id^=content-] .sidebar .sidebar-navigation div ul{list-style-type:none;padding:0;margin:0;font-size:initial}[id*=" content-"] .sidebar .sidebar-navigation div ul li,[id^=content-] .sidebar .sidebar-navigation div ul li{font-weight:100}[id*=" content-"] .sidebar .sidebar-navigation div ul li a,[id^=content-] .sidebar .sidebar-navigation div ul li a{color:#004185}[id*=" content-"] .sidebar .sidebar-navigation div ul,[id^=content-] .sidebar .sidebar-navigation div ul{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical}[id*=" content-"] .sidebar .sidebar-navigation div ul li,[id^=content-] .sidebar .sidebar-navigation div ul li{padding:1rem;background-color:#768692;border-bottom:.0625rem solid #fff;line-height:1.625rem;cursor:pointer;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-align-content:center;-moz-align-content:center;align-content:center;-ms-flex-line-pack:center;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify}[id*=" content-"] .sidebar .sidebar-navigation div ul li.active,[id^=content-] .sidebar .sidebar-navigation div ul li.active{background-color:#9faab2}[id*=" content-"] .sidebar .sidebar-navigation div ul li:last-child,[id^=content-] .sidebar .sidebar-navigation div ul li:last-child{border-bottom:none}[id*=" content-"] .sidebar .sidebar-navigation div ul li:hover,[id^=content-] .sidebar .sidebar-navigation div ul li:hover{background-color:#9faab2}[id*=" content-"] .sidebar .sidebar-navigation div ul li a,[id^=content-] .sidebar .sidebar-navigation div ul li a{color:#fff;text-decoration:none;width:100%;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify}[id*=" content-"] .sidebar .sidebar-navigation div ul li a:hover,[id^=content-] .sidebar .sidebar-navigation div ul li a:hover{text-decoration:underline}[id*=" content-"] .sidebar .sidebar-navigation div ul li a>span.arrow svg,[id^=content-] .sidebar .sidebar-navigation div ul li a>span.arrow svg{width:.5rem;height:auto;fill:#fff}[id*=" content-"] .sidebar .divider,[id^=content-] .sidebar .divider{height:auto;border-bottom:.0625rem dashed #d2d7d3;padding:0;margin:0;padding:0 1rem;margin:0 0 2rem 0;width:100%}[id*=" content-"] .sidebar .key-takeaway,[id^=content-] .sidebar .key-takeaway{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;margin-bottom:2rem;padding-bottom:1rem;border:1px solid #d2d7d3;border-radius:.25rem;overflow:hidden;background-color:#f5f5f5}@media (max-width:47.99999rem){[id*=" content-"] .sidebar .key-takeaway,[id^=content-] .sidebar .key-takeaway{margin:2rem auto}}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .sidebar .key-takeaway,[id^=content-] .sidebar .key-takeaway{width:100%}}[id*=" content-"] .sidebar .key-takeaway .image,[id^=content-] .sidebar .key-takeaway .image{height:auto;width:100%;overflow:hidden}[id*=" content-"] .sidebar .key-takeaway .heading,[id^=content-] .sidebar .key-takeaway .heading{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-box-flex:1 1 auto;-moz-box-flex:1 1 auto;-webkit-flex:1 1 auto;-moz-flex:1 1 auto;-ms-flex:1 1 auto;flex:1 1 auto;padding:.8125rem 1rem;width:100%;background-color:#057299}[id*=" content-"] .sidebar .key-takeaway .heading svg,[id^=content-] .sidebar .key-takeaway .heading svg{fill:#fff;height:1.75rem;width:auto;padding-right:.625rem}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .sidebar .key-takeaway .heading svg,[id^=content-] .sidebar .key-takeaway .heading svg{width:2.5rem}}[id*=" content-"] .sidebar .key-takeaway .heading>p,[id^=content-] .sidebar .key-takeaway .heading>p{color:#fff;font-size:1.125rem;margin:0;padding:0}[id*=" content-"] .sidebar .key-takeaway p,[id^=content-] .sidebar .key-takeaway p{color:initial;padding:0 1rem;font-size:.875rem;margin-bottom:0;width:auto}[id*=" content-"] .sidebar .whats-next,[id^=content-] .sidebar .whats-next{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;margin-bottom:2rem;border-radius:.25rem;overflow:hidden}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .sidebar .whats-next,[id^=content-] .sidebar .whats-next{width:100%}}[id*=" content-"] .sidebar .whats-next .heading,[id^=content-] .sidebar .whats-next .heading{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-box-flex:1 1 auto;-moz-box-flex:1 1 auto;-webkit-flex:1 1 auto;-moz-flex:1 1 auto;-ms-flex:1 1 auto;flex:1 1 auto;padding:0 1rem;width:100%}[id*=" content-"] .sidebar .whats-next .heading svg,[id^=content-] .sidebar .whats-next .heading svg{fill:#002157;height:1.75rem;width:auto;padding-right:.625rem}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .sidebar .whats-next .heading svg,[id^=content-] .sidebar .whats-next .heading svg{width:2.5rem}}[id*=" content-"] .sidebar .whats-next .heading>p,[id^=content-] .sidebar .whats-next .heading>p{color:#002157;font-weight:400;font-size:1.125rem;margin:0;padding:0}[id*=" content-"] .sidebar .whats-next p,[id^=content-] .sidebar .whats-next p{color:initial;padding:0 1rem;margin-bottom:0;font-size:.875rem;font-weight:300;width:auto}[id*=" content-"] .sidebar .helpful-resources,[id^=content-] .sidebar .helpful-resources{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;margin:1rem 0 2rem 0;border-radius:.25rem;overflow:hidden;width:100%}@media (max-width:47.99999rem){[id*=" content-"] .sidebar .helpful-resources,[id^=content-] .sidebar .helpful-resources{margin-bottom:0}}[id*=" content-"] .sidebar .helpful-resources .heading,[id^=content-] .sidebar .helpful-resources .heading{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-box-flex:1 1 auto;-moz-box-flex:1 1 auto;-webkit-flex:1 1 auto;-moz-flex:1 1 auto;-ms-flex:1 1 auto;flex:1 1 auto;padding:0 1rem;width:100%}[id*=" content-"] .sidebar .helpful-resources .heading>p,[id^=content-] .sidebar .helpful-resources .heading>p{color:#353535;font-size:1.125rem;margin:0;padding:0}[id*=" content-"] .sidebar .helpful-resources ul.resource-list,[id^=content-] .sidebar .helpful-resources ul.resource-list{margin:1rem 0 0 0}[id*=" content-"] .sidebar .helpful-resources ul.resource-list li,[id^=content-] .sidebar .helpful-resources ul.resource-list li{color:#888;margin:0 0 1rem 0;font-size:.875rem}[id*=" content-"] .sidebar .helpful-resources ul.resource-list li .helpful-resource-item .helpful-resource-link,[id^=content-] .sidebar .helpful-resources ul.resource-list li .helpful-resource-item .helpful-resource-link{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal}[id*=" content-"] .sidebar .helpful-resources ul.resource-list li .helpful-resource-item .helpful-resource-link a,[id^=content-] .sidebar .helpful-resources ul.resource-list li .helpful-resource-item .helpful-resource-link a{color:#004185;line-height:1.5;display:block}[id*=" content-"] .sidebar .helpful-resources ul.resource-list li .helpful-resource-item .helpful-resource-link p+span,[id^=content-] .sidebar .helpful-resources ul.resource-list li .helpful-resource-item .helpful-resource-link p+span{padding:0 .25rem}[id*=" content-"] .sidebar .helpful-resources ul.resource-list li:last-child,[id^=content-] .sidebar .helpful-resources ul.resource-list li:last-child{margin:0}[id*=" content-"] .sidebar .helpful-resources p,[id^=content-] .sidebar .helpful-resources p{font-size:.875rem;padding:0;margin:0}[id*=" content-"] .sidebar .helpful-resources>p,[id^=content-] .sidebar .helpful-resources>p{padding:1rem 1rem 0 1rem}[id*=" content-"] .row .modules h2,[id^=content-] .row .modules h2{font-family:Merriweather,"Open Sans","Open Sans Condensed",sans-serif;color:#002157;font-weight:400;margin:2rem 0 1.25rem 0}@media (max-width:47.99999rem){[id*=" content-"] .row .modules h2,[id^=content-] .row .modules h2{margin:3rem 0 1.25rem 0}}[id*=" content-"] .row .modules.col-4 .module-list-wrapper,[id*=" content-"] .row .modules.col-5 .module-list-wrapper,[id*=" content-"] .row .modules.col-6 .module-list-wrapper,[id^=content-] .row .modules.col-4 .module-list-wrapper,[id^=content-] .row .modules.col-5 .module-list-wrapper,[id^=content-] .row .modules.col-6 .module-list-wrapper{-webkit-flex-wrap:wrap;-moz-flex-wrap:wrap;flex-wrap:wrap;-ms-flex-wrap:wrap;list-style-type:none;padding:0;height:auto;min-height:30rem;border:.0625rem solid #d2d7d3;-webkit-flex-wrap:wrap;-moz-flex-wrap:wrap;flex-wrap:wrap;-ms-flex-wrap:wrap;-webkit-justify-content:flex-start;-moz-justify-content:flex-start;justify-content:flex-start;-webkit-box-pack:start;-ms-flex-pack:start;background-color:#f5f5f5;padding:1.25rem;margin:0;border-radius:.25rem;overflow:hidden}@media (max-width:47.99999rem){[id*=" content-"] .row .modules.col-4 .module-list-wrapper,[id*=" content-"] .row .modules.col-5 .module-list-wrapper,[id*=" content-"] .row .modules.col-6 .module-list-wrapper,[id^=content-] .row .modules.col-4 .module-list-wrapper,[id^=content-] .row .modules.col-5 .module-list-wrapper,[id^=content-] .row .modules.col-6 .module-list-wrapper{-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;-moz-order:1;order:1;min-height:auto}}@media (max-width:48rem){[id*=" content-"] .row .modules.col-4 .module-list-wrapper,[id*=" content-"] .row .modules.col-5 .module-list-wrapper,[id*=" content-"] .row .modules.col-6 .module-list-wrapper,[id^=content-] .row .modules.col-4 .module-list-wrapper,[id^=content-] .row .modules.col-5 .module-list-wrapper,[id^=content-] .row .modules.col-6 .module-list-wrapper{padding:1rem}}@media (max-width:48rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .row .modules.col-4 .module-list-wrapper,[id*=" content-"] .row .modules.col-5 .module-list-wrapper,[id*=" content-"] .row .modules.col-6 .module-list-wrapper,[id^=content-] .row .modules.col-4 .module-list-wrapper,[id^=content-] .row .modules.col-5 .module-list-wrapper,[id^=content-] 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content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.video-item,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.video-item,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.video-item,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.video-item,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.video-item{background:url(https://www.empower.com/learning_center/resources/img/icons/list-icons/video-icon-blue.svg) no-repeat left 5%}[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.article-item,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.article-item,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.article-item,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.article-item,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.article-item,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.article-item{background:url(https://www.empower.com/learning_center/resources/img/icons/list-icons/article-icon-blue.svg) no-repeat .5% 5%}[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.checklist-item,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.checklist-item,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.checklist-item,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.checklist-item,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.checklist-item,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.checklist-item{background:url(https://www.empower.com/learning_center/resources/img/icons/list-icons/check-square-blue.svg) no-repeat .5% 5%}[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.calc-item,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.calc-item,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.calc-item,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link.calc-item,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link.calc-item,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link.calc-item{background:url(https://www.empower.com/learning_center/resources/img/icons/list-icons/calculator-blue.svg) no-repeat left 5%}[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-justify-content:flex-start;-moz-justify-content:flex-start;justify-content:flex-start;-webkit-box-pack:start;-ms-flex-pack:start;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-align-content:center;-moz-align-content:center;align-content:center;-ms-flex-line-pack:center;-webkit-flex-wrap:wrap;-moz-flex-wrap:wrap;flex-wrap:wrap;-ms-flex-wrap:wrap}@media (max-width:47.99999rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data{-webkit-justify-content:flex-start;-moz-justify-content:flex-start;justify-content:flex-start;-webkit-box-pack:start;-ms-flex-pack:start;-webkit-align-items:flex-end;-moz-align-items:flex-end;align-items:flex-end;-webkit-box-align:end;-ms-flex-align:end;-webkit-box-flex:1 1 100%!important;-moz-box-flex:1 1 100%!important;-webkit-flex:1 1 100%!important;-moz-flex:1 1 100%!important;-ms-flex:1 1 100%!important;flex:1 1 100%!important}}@media (max-width:47.99999rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data a,[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data a,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data a,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data a,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data a,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data a,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data a,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content .link-data a,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content .link-data a,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content 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a+div{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id*=" content-"] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content p,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content p,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id*=" content-"] .row 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li.module-link .module-content p,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id*=" content-"] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content p,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id*=" content-"] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link .module-content p,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id^=content-] .row .modules.col-4 .module-list-wrapper ul.module-link-list li.module-link .module-content p,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .link-content p,[id^=content-] .row .modules.col-5 .module-list-wrapper ul.module-link-list li.module-link .module-content p,[id^=content-] .row .modules.col-6 .module-list-wrapper ul.module-link-list li.module-link 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#homepage-container{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-box-flex:1;-moz-box-flex:1;-webkit-flex:1;-moz-flex:1;-ms-flex:1;flex:1}#homepage-body .wrapper #content-homepage .container #homepage-container #homepage-content{width:auto;height:100%}#homepage-body .wrapper #content-homepage .container #homepage-container #homepage-content #flex-grid{margin:2rem 0;margin-top:-5rem;width:100%}#homepage-body .wrapper #content-homepage .container #homepage-container #homepage-content #flex-grid nav #home__modules #icon-wrapper{display:flex;flex-wrap:wrap;flex-direction:row;justify-content:space-evenly;height:100%;width:auto;margin:0 -1.5rem 2rem -1.5rem}@media (max-width:48rem) and 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.content{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:baseline;-moz-align-items:baseline;align-items:baseline;-webkit-box-align:baseline;-ms-flex-align:baseline;-webkit-flex-wrap:wrap;-moz-flex-wrap:wrap;flex-wrap:wrap;-ms-flex-wrap:wrap;-webkit-justify-content:baseline;-moz-justify-content:baseline;justify-content:baseline;-webkit-box-pack:baseline;-ms-flex-pack:baseline}#content-who-is-empower .container .content div 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div:nth-child(4){display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-justify-content:center;-moz-justify-content:center;justify-content:center;-webkit-box-pack:center;-ms-flex-pack:center;width:100%;margin-bottom:1rem}#content-who-is-empower .container .content div:nth-child(4) img{width:45%;padding:1.25em!important}#content-who-is-empower .container .content div:nth-child(4) .divider{width:1px;height:auto;margin:0 1rem;background-image:linear-gradient(#d2d7d3 33%,rgba(255,255,255,0) 0);background-position:right;background-size:2px 4px;background-repeat:repeat-y}#content-who-is-empower .container .content .divider{width:100%;margin:0 0 1em 0}#content-stay-on-track .container .content 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0}#content-stay-on-track .container .content .app-download-links button{padding:0;margin:0;width:7em;min-width:2.5em;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;border:none;background-color:transparent;cursor:pointer}@media (max-width:47.99999rem){#content-stay-on-track .container .content .app-download-links button{width:12em}}#content-stay-on-track .container .content .app-download-links button:focus{outline:0}#content-stay-on-track .container .content .app-download-links button:last-child{width:8.75em}@media (max-width:47.99999rem){#content-stay-on-track .container .content .app-download-links button:last-child{width:15em}}#content-stay-on-track .container .content .app-download-links button img{padding:0!important;width:100%}#content-stay-on-track .container .content ol{font-weight:700}#content-stay-on-track .container .content ol li{margin:0 0 1em 0}#content-stay-on-track .container 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div{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}#content-benefits-of-enrolling .container .content .steps .step div img{width:50%;height:auto;padding:0!important}#content-participation .container .content{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:baseline;-moz-align-items:baseline;align-items:baseline;-webkit-box-align:baseline;-ms-flex-align:baseline;-webkit-flex-wrap:wrap;-moz-flex-wrap:wrap;flex-wrap:wrap;-ms-flex-wrap:wrap;-webkit-justify-content:space-evenly;-moz-justify-content:space-evenly;justify-content:space-evenly;-webkit-box-pack:space-evenly;-ms-flex-pack:space-evenly}#content-participation .container .content img{width:45%;height:auto;padding:0 0 1em 0!important}#content-participation .container .content img:first-child{padding:0 0 1em 0!important}#content-participation .container .content img:nth-child(3){padding:.5em 0 1em 0!important}#content-participation .container .content>div{width:100%;margin-bottom:1rem}#content-participation .container .content>div .image-container{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:baseline;-moz-align-items:baseline;align-items:baseline;-webkit-box-align:baseline;-ms-flex-align:baseline;-webkit-justify-content:space-evenly;-moz-justify-content:space-evenly;justify-content:space-evenly;-webkit-box-pack:space-evenly;-ms-flex-pack:space-evenly}#content-participation .container .content>div .image-container img{padding:0!important}#content-participation .container .content>div .img-footnote{text-align:center;font-weight:100;font-size:.75rem;margin:.5rem auto 0 auto}#content-participation .container .content .divider{width:100%}@media (min-width:48rem){#content-saving .hero-content-wrapper{background-color:transparent!important}}@media (min-width:62rem){#content-saving .hero-content-wrapper .hero-content.section .copy{width:40vw}}#content-saving .hero-image.saving-hero img,#content-saving .hero-image.saving-hero source{object-position:70% 45%}@media (max-width:47.99999rem){#content-saving .hero-image.saving-hero img,#content-saving .hero-image.saving-hero source{object-position:70% center}}@media (min-width:62rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-saving .hero-image.saving-hero img,#content-saving .hero-image.saving-hero source{left:70%;transform:translate(-70%,-50%)}}@media (max-width:62rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-saving .hero-image.saving-hero img,#content-saving .hero-image.saving-hero source{left:60%;transform:translate(-65%,-50%)}}@media (max-width:47.99999rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-saving 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.module-list-wrapper ul li .module-content .link-data a{-webkit-box-flex:1!important;-moz-box-flex:1!important;-webkit-flex:1!important;-moz-flex:1!important;-ms-flex:1!important;flex:1!important;-webkit-flex-basis:50%!important;-ms-flex-preferred-size:50%!important;-moz-flex-basis:50%!important;flex-basis:50%!important}}#content-baby .container .content h3{font-weight:400;margin:1rem 0 1rem 0}#content-baby .container .content .steps .step ul.baby-list{padding:0;margin:0;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:column;-moz-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;-webkit-box-orient:vertical}#content-baby .container .content .steps .step ul.baby-list li{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:-moz-inline-flex;display:inline-flex;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}#content-baby .container .content .steps .step ul.baby-list li img{padding:.5rem 1rem .5rem 0!important;width:4rem!important}#content-baby .container .content .steps .step ul.baby-list li p{margin:0;font-size:1.125rem;font-weight:400}#content-baby .container .content .steps .step div h2{margin-top:0;font-size:1.375rem!important;font-weight:500;color:#353535;display:inline-block!important}#content-marriage .content img.marriage-infographic{width:100%}#content-transitioning-to-retirement .container{display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-flex-wrap:wrap;-moz-flex-wrap:wrap;flex-wrap:wrap;-ms-flex-wrap:wrap;-webkit-justify-content:space-between;-moz-justify-content:space-between;justify-content:space-between;-webkit-box-pack:justify;-ms-flex-pack:justify}#content-transitioning-to-retirement .container .content ul{padding:0 1rem;margin:0}#content-transitioning-to-retirement .container .content ul li{color:#888;font-size:.875rem}#content-transitioning-to-retirement .container .content ul li p{color:#353535;line-height:1.5}#content-transitioning-to-retirement .container .content ul li:last-child{margin:0}#content-distribution-options .content ul{padding:0 1em;margin:0}#content-distribution-options .content .steps p{margin:1em 0}#content-public-safety-officers .content h2{font-size:1.375rem;font-weight:500;color:#353535;margin:1rem 0;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center}@media (min-width:48rem){#content-life-events .hero-content-wrapper{background-color:transparent!important}}@media (min-width:47.99999rem){#content-life-events .hero-content-wrapper .hero-content.section .copy{width:40vw}}#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{object-position:75% center}@media (max-width:47.99999rem){#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{object-position:80% bottom}}@media (max-width:20rem){#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{object-position:75% bottom}}@media (min-width:62rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{left:70%;transform:translate(-70%,-50%)}}@media (max-width:62rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{left:60%;transform:translate(-65%,-50%)}}@media (max-width:47.99999rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{left:30%}}@media (max-width:20rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-life-events .hero-image.life-events-hero img,#content-life-events .hero-image.life-events-hero source{left:25%}}#content-life-events .copy-container{height:25rem;margin:0 auto}@media (max-width:48rem){#content-life-events .copy-container{height:auto;width:100%!important}}@media (min-width:100rem){#content-life-events .copy-container{width:80%}}#content-protections-for-your-account .container .content .divider{margin:2em 0 0 0}@media (min-width:48rem){#content-protecting .hero-content-wrapper{background-color:transparent!important}}@media (min-width:47.99999rem){#content-protecting .hero-content-wrapper .hero-content.section .copy{width:45vw}}#content-protecting .hero-image.protecting-hero img,#content-protecting .hero-image.protecting-hero source{object-position:75% bottom}@media (max-width:47.99999rem){#content-protecting .hero-image.protecting-hero img,#content-protecting .hero-image.protecting-hero source{object-position:80% bottom}}@media (min-width:62rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-protecting .hero-image.protecting-hero img,#content-protecting .hero-image.protecting-hero source{left:70%;transform:translate(-70%,-50%)}}@media (max-width:62rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-protecting .hero-image.protecting-hero img,#content-protecting .hero-image.protecting-hero source{left:60%;transform:translate(-65%,-50%)}}@media (max-width:47.99999rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-protecting .hero-image.protecting-hero img,#content-protecting .hero-image.protecting-hero source{left:25%}}@media (max-width:20rem) and (-ms-high-contrast:none),(-ms-high-contrast:active){#content-protecting .hero-image.protecting-hero img,#content-protecting .hero-image.protecting-hero source{left:20%}}#content-protecting .copy-container{height:25rem;margin:0 auto}@media (max-width:48rem){#content-protecting .copy-container{height:auto;width:100%!important}}@media (min-width:100rem){#content-protecting .copy-container{width:80%}}#content-webinars{min-height:auto}#content-webinars .container .modules h2{margin:0 0 1.25rem 0}#content-webinars .container .modules .module-list-wrapper{min-height:auto}#onetrust-consent-sdk #onetrust-banner-sdk:focus,#onetrust-consent-sdk #onetrust-pc-sdk:focus{outline:0!important}#onetrust-consent-sdk #onetrust-banner-sdk :focus,#onetrust-consent-sdk #onetrust-pc-sdk :focus{outline:0!important}#onetrust-consent-sdk #onetrust-pc-sdk .ot-vlst-cntr>a:focus{outline:0!important}html.safari{height:auto!important}@media (max-width:47.99999rem){html.safari{height:auto!important}}html.safari body{height:100%!important;min-height:auto!important}@media (max-width:47.99999rem){html.safari body{height:auto!important}}html.safari body .wrapper{height:100%!important}html.safari body .wrapper [id*=" content-"] .copy-container,html.safari body .wrapper [id^=content-] .copy-container{display:block!important}html.safari body .wrapper footer{min-height:23rem!important;max-height:25rem!important}html.safari body .wrapper.stuck [id*=" content-"] .breadcrumb,html.safari body .wrapper.stuck [id^=content-] .breadcrumb{top:4rem}@media (max-width:47.99999rem){html.safari body .wrapper.stuck [id*=" content-"] .breadcrumb,html.safari body .wrapper.stuck [id^=content-] .breadcrumb{top:8.5rem}}html.safari.ios body .routed-modal .modal{width:100%!important;height:100%!important;border-radius:0;top:0;bottom:0;left:0;right:0}html.safari.ios body .routed-modal .modal .header{margin:1rem .5rem .5rem .5rem}html.safari.ios body .routed-modal .modal .header img{height:2rem}html.safari.ios body .routed-modal .modal .header button.close{margin-right:.5rem}html.ie11{width:100%!important}html.ie11 body{width:100%!important}html.ie11 body .wrapper{width:100%!important}html.ie11 body .wrapper #header-container{width:100%!important}html.ie11 body .wrapper #header-container #header-content-wrapper{width:100%!important}html.ie11 body .wrapper #header-container #header-content-wrapper #header-content nav ul li:after{height:.1875rem}@media screen and (max-width:47.99999rem){html.ie11 body .wrapper #header-container #header-content-wrapper #header-content nav ul li:after{height:.125rem}}html.ie11 body .wrapper [id*=" content-"],html.ie11 body .wrapper [id^=content-]{width:100%!important}html.ie11 body .wrapper [id*=" content-"] .breadcrumb,html.ie11 body .wrapper [id^=content-] .breadcrumb{width:100%!important}html.ie11 body .wrapper [id*=" content-"] .breadcrumb>div,html.ie11 body .wrapper [id^=content-] .breadcrumb>div{width:80%!important}html.ie11 body .wrapper [id*=" content-"] .copy-container,html.ie11 body .wrapper [id^=content-] .copy-container{width:100%!important}html.ie11 body .wrapper [id*=" content-"] .container .row .additional-info .article-wrapper,html.ie11 body .wrapper [id^=content-] .container .row .additional-info .article-wrapper{display:block!important}html.ie11 body .wrapper [id*=" content-"] .container .row .additional-info .article-wrapper .other-articles,html.ie11 body .wrapper [id^=content-] .container .row .additional-info .article-wrapper .other-articles{height:auto!important}html.ie11 body .wrapper footer{width:100%!important}html.ie11 body .wrapper footer .footer{min-height:18rem!important}#ie11-detect{background-color:#db1830;color:#fff;max-height:0;transition:max-height 1s ease-in;display:-webkit-box!important;display:-ms-flexbox!important;display:-webkit-flex!important;display:-moz-flex!important;display:flex!important;-webkit-flex-direction:row;-moz-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-direction:normal;-webkit-box-orient:horizontal;-webkit-align-items:center;-moz-align-items:center;align-items:center;-webkit-box-align:center;-ms-flex-align:center;-webkit-justify-content:center;-moz-justify-content:center;justify-content:center;-webkit-box-pack:center;-ms-flex-pack:center;-webkit-flex-wrap:nowrap;-moz-flex-wrap:nowrap;flex-wrap:nowrap;-ms-flex-wrap:none}#ie11-detect img{height:0;opacity:0;margin:0}#ie11-detect p{display:none;margin:0;opacity:0;font-size:.75em;transition:opacity 1s linear}#ie11-detect.active{max-height:4em}@media (max-width:47.99999rem){#ie11-detect.active{max-height:10em}}@media (max-width:47.99999rem) and 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